Ready to purchase your new car online?

Carnance strives to change the way people buy cars. We provide our customers with easy-to-use solutions and quality service, which eliminates the common stresses associated with buying a new or used vehicle. Leveraging technology, our innovative platform provides our users with a customized and simplistic approach, tailor-made to suit their vehicle and financing needs.

    Get Pre-Approved




    FinancingFor All Credit Strengths

    Even with bad credit, you will still receive competitive pricing, a hassle-free process, and the highest quality financing plans available.

    • check Bad Credit/No Credit/Good Credit
    • check New Canadian Status
    • check No Proof of Income
    • check Bankruptcy, Collections, Proposal
    • check Bank Turn Downs

    Get Pre-approvedOnline Instantly!

    Once you’ve been approved, get your car licensed, registered, and delivered straight to your door in a quick and easy manner. 99% Approval Rate regardless of your credit score.

    • check Step By Step Financing Guidance
    • check Every Vehicle is Protected By Our 7-day Guarantee
    • check Full Extended Warranty Ranging From 1-4 years

    Unbeatable Auto& Financing Rates

    Depending on your credit history, the size of your down payment, and the make, model, year, and age of the vehicle you’re buying, a customized payment plan will be made available to you.

    • check Over 25 Years of Industry Experience
    • check We Help Rebuild Your Credit
    • check Extensive selection of vehicles

    Skip the dealership and buy your next car online

    Zero risk with our 7-day money back guarantee

    Deals of the Month

    2015 Tesla Model S 70D Electric AWD

    $628.02biweekly

    67,958 km

    Price: $63,888

    2015 Audi A4 allroad 2.0T Progressiv Navigation. Rear Camera. Panoramic 2.0L I-4 cyl

    $274.75biweekly

    202,000 km

    Price: $27,950

    2015 Audi A4 allroad 2.0T Progressiv Navigation. Rear Camera. Panoramic 2.0L I-4 cyl

    $343.56biweekly

    202,000 km

    Price: $34,950

    How It Works

    Apply Online

    Complete our simple online application from the comfort of your own home and find the car that fits your lifestyle using our innovative platform.

    Choose Your Car and Get Approved For Financing

    Find your perfect car and get your financing approval all in the same place! Carnance makes your shopping process simple and transparent.

    Enjoy Your New Ride!

    Once you’ve been approved, get your car licensed, registered, and delivered straight to your door.

    With Carnance
    You’re in the Driver’s Seat

    Find the car that fits your life using one of our nine dynamic filters. Take it for a virtual spin and inspect all of the features and imperfections (if there are any). From full disclosure of information, to financing, to vehicle delivery, Carnance does it all. 

    News & Reviews

    Is It a Good Time to Buy a Car?

    When you decide it’s time to shop for a vehicle, it can be a confusing and anxiety-inducing experience. One concern is finding the right car, whether you’re searching for one of the safest family cars, a fun-to-drive sports car, or a versatile SUV. But once you’ve settled on the right vehicle for your needs and […]

    The 10 Best-Selling Cars in Canada

    Some vehicles are obviously more in demand than others. Certain models have widespread appeal across different demographics, earning them an illustrious spot on the best-selling cars list in Canada. As in previous years, vehicle sales aside from pickup trucks have been dominated by import models, especially from the Asian brands. They signify excellent value and […]

    Ford Vehicles – Why Are They So Reliable?

    You have to give some credit to Ford for its ability to turn itself into such a massively successful company. Ford is known as one of the first automobile manufacturers that we’re able to produce vehicles in an assembly line production. They were also the first company to provide employees a decent wage while manufacturing […]